The infernal machine of the banking system
If about problems in Russian Vneshprombank(VPB) have been writing for the second month now - in addition to the sluggish crisis in the Russian banking system, there are scandals around another systemic bank, VEB, for the time being, it was possible to extinguish for the time being. But first let's look at general picture of the fire, which has been burning the accounts of companies and citizens of the Russian Federation for more than a year. If in recent five years work of the Central Bank of Russia, 93 banks lost their licenses, then for one year 2015 was withdrawn by the mega-regulator 573 licenses of all kinds, writes Newssky.
"Kitty, take the deposit and hurry up"
Thus, in December last year, attention was paid to problems in the VPB ( TOP 40) was attracted exclusively the fact that accounts of representatives were found there the very top Russian regime. Among them is the wife of the Minister of Defense Irina Shoigu, and the wife of the Deputy Prime Minister Dmitry Kozak Natalia Kvacheva, and son-in-law of the head of Transneft Andrey Bolotov, as well as the family of the chairman of the head of the Russian Olympic Committee Alexandra Zhukova, Russian Ambassador to Ukraine Mikhail Zurabov and member of the board of directors "Transneft" Artur Chilingarov. On December 22 last, the Central Bank introduced a moratorium on satisfying the claims of Vneshprombank’s creditors, and its management was arrested.
VPB clients kept about $500 million in their accounts - but in just a year it was withdrawn from the bank $2.36 billion. However, the Ministry of Finance and the Central Bank will somehow find 181 billion rubles - after all, it’s a slightly larger amount AntonSiluanov the other day in one fell swoop "cut" anti-crisis plan Dmitry Medvedev, which involved lending to industrial programs (in particular, for Rosagroleasing and Rostselmash).What? No money at all?!
Fortunately, the beginning of the year was not limited to Vneshprombank alone - the Russian banking system began to accelerate Domino effect.
Exactly a year ago, the first major institution burst ( TOP-71), "Fondservisbank" - and with it more than $700 million Roscosmos funds. Novikombank was obliged to rehabilitate this collapsed bank ( TOP 35), but we have not yet heard about the success of the reorganization, especially since until June of this year group of large banks it is necessary to give the Central Bank at least $13 billion refinancing in foreign currency, but they simply cannot handle it. By the way, most of all - both separately from other institutions, and in total since the end of 2015 - namely $16.2 billion I should already Elvira Nabiullina largest bank "FC Otkritie" (TOP 3), but he himself will probably need help soon...
A wonderful person, a doctor of some sciences, a karateka, no match for us :) 
If we supplement this picture with the Ministry of Finance’s fresh idea of “haircutting deposits” (which is politically correctly called the conversion of deposits of the largest depositors into the capital of problem banks), then the picture from the point of view of the beneficiaries of the financial system turns out to be completely bleak. The Motherland is mobilizing its last resources, including administrative ones. And if previously loyalty made it possible to earn money, now it doesn’t even make it possible to save it.
All aphorisms
If in life you conform to nature, then you will never be poor, and if you conform to human opinion, then you will never be rich - Epicurus
Help people! Not for money, from the bottom of my heart! - John Davison Rockefeller
What is robbing a bank compared to starting a bank?” Bertolt Brecht
To be confident in your financial situation, don't spend money you don't earn to buy things you don't need to impress people you don't like. - Deepak Chopra
You can look down on money, but you should never lose sight of it. - A. Prevost
You won’t understand bankers. First they send out an SMS “Take the money!”, and when you take the money, they start calling: “Give me the money!” - Unknown author
A true idealist strives for money. Money is freedom. And freedom is life. - Remarque
Money won't make you happier. I have 50 million now and I'm just as happy as when I had 48 million. - Arnold Schwarzenegger
He who works all day has no time to earn money. - John Davison Rockefeller
If you want to have a lot of money, you need to look like you deserve it. John Coun
Money needs a person no less than a person needs money. Silovan Ramishvili
From offerings, the gods become accommodating. - Euripides
He hovered over me and said, “You’re poor!” I say, “Hey! I have many millions in my account, I’m not a poor man.” “No, you are poor! You don’t even have one billion!” That's how I realized I had problems. Bodo Schaefer
You give money with your hands, but you go after it with your feet. Russian proverb
Save money. Look for where you can buy products cheaper or in bulk. Make a shopping list in advance and buy only what is on the list. - John Davison Rockefeller
Money spent on education is never wasted. English proverb
The safest way to double your money is to double it and put it in your own pocket. - Ilf and Petrov.
There is no more innocent activity in the world than making money. - Samuel Johnson
Wise men and cashiers are equally calm about money. - Emil Krotky
Never give advice to someone who only asks you for money - Pedro Barca
Even a young woman has fewer admirers than a rich man who is famous for his good table. - Luc Vauvenargues
There can only be one thing worse than taxes: when there is nothing to pay taxes on. - Thomas Dewar
A person who leaves money to his heirs does not show any mercy: he simply has no other choice. - William Gladstone
It's bad when you lose your presence of mind, but it's even worse when you lose your presence of money. - Moritz-Gottlieb Safir
Even the most superstitious person will not refuse his thirteenth salary. - Yanina Ipohorskaya
If the wife finds joy in saving money, the husband can only find joy in getting money. - Edgar Howe
Actually, I’m against millionaires, but if I were offered to become one... - Mark Twain
Of course, there are things that money cannot buy; but have you ever tried to buy them without money? - Ogden Nash
If you want to earn money, go into business, if you want to devote yourself to public service, live off your salary. - Vladimir Putin
Better a small dollar than a big thank you. - Mikhail Zhvanetsky
Nowadays, people know the price of everything, but have no idea about the true value. - Oscar Wilde
That's right: a person needs money so that he never thinks about it. - Strugatsky brothers
He who looks for millions very rarely finds them, but he who does not look for them never finds them! - O. Balzac
Beware of minor expenses: a small leak will sink a big ship. - B. Franklin
Money can buy a charming dog, but no amount of money can make him wag his tail happily. - W. Billings
As wealth grows, so do worries. - Horace
A woman can make any billionaire man a millionaire. - Charles Chaplin
Since there are some banknotes floating around in the country, there must be people who have a lot of them. - Ilf and Petrov
The imagination of a person who needs money is limitless. - Alexander Vampilov
You need to know the value of money: wasteful people do not know it, and stingy people even less. - Charles Louis Montesquieu
Dreams are the most important thing in your Life! It is important to dream and believe that dreams will come true! A person begins to die when he stops dreaming. - John Davison Rockefeller
Some save as if they must live forever, while others spend as if they would die immediately. - Aristotle
Money is like a hedgehog that is easy to catch, but not easy to keep. - Claudius Elian
Money doesn't smell, but it disappears. - Stanislav Jerzy Lec
A businessman is a person who spends time to make money and then spends money to kill time. - Evan Esar
If the work brings only money, then we have been bought. - Leonid Sukhorukov
There are people who have money, and there are rich people. - Coco Chanel
The love of money grows as wealth itself grows. - Decimus Junius Juvenal
Pierre Buast
Along with earth, water, air and fire, money is the fifth element with which a person most often has to reckon. - Joseph Brodsky
You need to make jokes and borrow money suddenly. - Heinrich Heine
Money cannot buy love, but you can improve your starting position for bargaining. - Lawrence Peter
If you don't have enough money, you need to start a business. If there is no money at all, you need to do business urgently, right now! - John Davison Rockefeller
Being rich nowadays is very expensive. - Michael Harrington
The largest budgets are made up of the inconspicuous little things in life. - Leonid S. Sukhorukov
The main use of capital is not to make more money, but to make money for a better life. - Henry Ford
Cash is not the only human-to-human connection. - Carlyle
If some people despise wealth, it is because they have lost hope of getting rich. - Francis Bacon
A person can live for a long time on the money he waits for. - William Faulkner
The problem is not having money for black caviar, but finding taste in it. - Andre Maurois
People who think money can do everything are themselves capable of doing everything for money. - Pierre Buast
It is believed that the love of money is the root of all ills. The same can be said about lack of money. - Samuel Butler
All I want is a chance to see that money doesn't buy happiness. - Ashley Brilliant
What makes us a great nation is not our wealth, but how we use it. - Theodore Roosevelt
Take care of your honor from a young age, and the rest is in a reliable bank. - from the Rentier Directory
Price - cost plus a reasonable consideration for any remorse in setting the price. - Ambrose Bierce
There are no impossible cases, there is insufficient funding. - Mikhail Guskov
You can't buy happiness with money, but you can rent it. - American saying
There are things more important than money, but without money you cannot buy these things. - Prosper Merimee
Money is the sixth sense, without which the other five are useless. - Somerset Maugham
Choose, they told him: wealth or intelligence? As a smart man, he chose wealth. - Mieczyslaw Shargan
Mad money is money that infuriates those who are unable to earn it. - V. Turovsky
Anyone who speaks the language of money will be understood in any country. - Ben Afrah
Three things can drive a person crazy: love, vanity and studying money problems. - Walter Leaf
Increasing wealth is not the same as decreasing poverty. - Joan Robinson
Give a tenth of your income - and get ready for new cash flows. - Louise Hay
He who pays late never pays twice. - English saying
Only money can help us forget that we are not rich. - Philippe Bouvard
You can’t chase money - you need to meet it halfway. - Aristotle Onassis
The highest achievements of economic thought occur during periods of economic decline. - Buchwald's Law
Two by two is four. This is if in real money. According to barter - three. According to mutual offsets - eight. - Folk wisdom
Unpaid loans lead to the bankruptcy of banks, which will be nationalized by the state, which will ultimately lead to the emergence of communism. Karl Marx, 1867 "Capital"
The safest way to double your money is to fold it in half and put it in your own pocket. Ilf and Petro
The reliability of a bank is determined by the conscience of its top officials. Anna Duvarova
The whole advantage of having money is being able to use it. Franklin B.
Money, of course, is despotic power, but at the same time it is the highest equality, and this is its main strength. Money compares all inequalities. - Fedor Dostoevsky
Money does not bring happiness, but everyone wants to see this for themselves. - Stefan Kiselevsky
Finance constitutes the fulcrum that, according to Archimedes, allows us to turn the whole world upside down. - Cardinal Richelieu
Everything I do is done for a good reason, and that reason usually turns out to be money. - Susie Parker
The only thing you can do without money is debt. - Heinz Schenk
According to the results of a sociological survey, the most popular printed publication among the people is money. - Unknown author
The more money you have, the more difficult it is to live within your means. - Richard Whately
I know you can't have everything at once, so I'll start small - with money. - Janusz Wasilkowski
Gertrude Stein
There is no need to be afraid of big expenses. We should be afraid of small incomes. - John Davison Rockefeller
Remember that money has the ability to multiply. - Benjamin Franklin
You can count on a person starting from a certain amount. - Mieczyslaw Shargan
Tell me who your bank is and I will tell you who you are. - Edward Yokel
There is nothing more detrimental to financial well-being than coming up with a great idea and not getting around to implementing it. - Donald Trump
If you want to have enough money for you and your family, work yourself. If you want to provide for your future generations, make people work for you. - Karl Marx
You learn the fastest in three cases - before the age of 7, during trainings, and when life has driven you into a corner. - Stephen Covey
Success is just profit from selling cheap experience. - Thomas Robert Dewar
Business is a fascinating game that combines maximum excitement with a minimum of rules. And the score in this game is kept in money. - Bill Gates
People don't want to be rich, people want to be richer than others. - John Stuart Mill
People want advice on how to get rich, and they're willing to pay for it. - Nassim Taleb
Being informed means having a lot of money. - Jacques Attali
Anyone who wants to see the results of their labor immediately should become a shoemaker. - Albert Einstein
Expenses tend to catch up with income. - Arthur Bloch
The key to business success is innovation, which in turn comes from creativity. - James Goodnight
Of the five deadly sins of business, the first, and usually the most common, is an excessive desire for profit. - Peter Drucker
Money is the sixth sense that allows you to possess the other five. - Richard Ney
When they say: “It’s not about the money, but the principle,” don’t believe it. It's about money. - Kin Hubbard
Fernando de Rojas
Give the client a choice, and he will leave all his money with you. - Philip Kotler
If money doesn’t make you happy, it means it’s not yours. - Antonio Mikanis
Wealth is a thing without which you can live happily. But prosperity is a thing necessary for happiness. - Nikolai Chernyshevsky
Money can do anything: they tear down rocks, dry up rivers; There is no peak that a donkey laden with gold cannot climb. - Fernando de Rojas
The time we have is money we don't have. - Ilf and Petrov
Money in the morning, chairs in the evening. Is it possible the other way around? It's possible, but the money is up front. - Ilf and Petrov
Antoine Rivarol
Not being greedy is already wealth, not being wasteful is income. - Marcus Tulius Cicero
Saving money is a useful thing, especially if your parents have already done it. - Wingston Churchill
Ideas are capital that generate interest only in the hands of talent. - Antoine Rivarol
A true idealist strives for money. Money is freedom. And freedom is life. - Remarque
Money can, of course, buy a charming dog, but no amount of money can make him happily wag his tail. - John Billings
With extra money you can only buy extra things. And of what the soul needs, nothing can be bought for money. - Henry Thoreau
Money has not made anyone a fool, it only makes a fool visible. - Kin Hubbard
The best way to help the poor is not to become one of them. - Lang Hancock
Lucky people live with money, unlucky people live without it, and scoundrels live for it. - Georges Elgozy
Many of the rich are custodians, not owners, of their wealth. - Democritus
Don't chase money - go towards it. - Aristotle Onassis
A good advisor is better than any wealth. - Socrates
People don't want to be rich; people want to be richer than others. - John Stuart Mill
I want to live like a poor person with money. - Pablo Picasso
Many people dream of such money that they no longer need money. - Wladyslaw Grzeszczyk
When self-interest sounds in words, do not believe either the flattery of a woman or the machinations of a man. - Alisher Navoi
Most saints were poor, but it does not follow that most poor people are saints. - William Inge
When a person says that money can do anything, know: he does not have it and never has had it. - Edgar Howe
The wallet should also be considered an erogenous zone. - Leszek Kumor
Few of us can bear the burden of wealth. Of course, someone else's. - Mark Twain
If they say to you: “My wealth was acquired through hard work,” ask: “Whose?” - Don Marquis
Anyone who has had to live in poverty knows how expensive it is to be poor. - James Baldwin
Man does not need anything more than what nature has given him. Except for the money. - Jozef Bester
You need money even to get by without it. - Honore de Balzac
You should not talk about money with people who have much more than you, or much less. - Katherine Whitehorn
Banks provide a service to society by ridding it of the donkeys who scream at every corner that health and happiness are everything and money has no meaning. - Nash O.
Do not value money either more or less than it is worth; it is a good servant and a bad master. - A. Dumas the son
Generosity is more profitable than stinginess. - Lion Feuchtwanger
Money is freedom forged in gold. - Erich Maria Remarque
Creating a balanced budget is like defending your virtue: you need to learn to say no. - Ronald Reagan
Some lenders, not wanting to make the slightest concession to debtors, often lose all their capital. - Aesop
Taxes are the price we pay to live in a civilized society. - O.W.Holme
First pay, and then faint. - Stanislav Jerzy Lec
If you save a little every month, then after a year you will be surprised how little you have accumulated. - Ernest Haskins
The budget never stays in balance. - Gustave Flaubert
For smart people, money is a means; for fools, it is an end. - Adrian Decourcel
The main organ of the human body, the unshakable foundation on which the soul rests, is the wallet. - Thomas Carlyle
You need to buy in proportion to the profit and loss. If you don’t want to go broke, don’t spend unearned income. - Unsur Al-maali (Kay Kabus)
Humanity loves money, no matter what it is made of. - Michael Bulgakov
Be frugal and prepare for tomorrow. - Aesop
Big money can be made in two cases: when a new state is created and when it collapses. In creation this process is slower, in destruction it is faster. - Margaret Mitchell
First money into knowledge, then knowledge into money. This is a model for any development. - Mikhail Prokhorov
F. Doyle
When it comes to money, the only thing most people can think of is to work hard. - Robert Kiyosaki
With age, the desire to earn money turns into a desire to save. - Mikhail Zhvanetsky
Quintus Horace Flaccus
Any life devoted to the pursuit of money is death. Resurrection is in selflessness. - Albert Camus
Spend one penny less than you earn. - Benjamin Franklin
The simplest way not to need money is not to receive more than you need, but to live less than you can. - Vasily Klyuchevsky
Those who believe that money can do anything can actually do anything for the sake of money. - George Saville Halifax
The greatest misuse of money is that it can buy political power. - Karl Raymund Popper
Money is the most abstract and “impersonal” of all that exists in people's lives. - Max Weber
He who has money cannot be punished. - Marcus Tullius Cicero
Money is like a hedgehog, easy to catch, but difficult to keep. - Claudius Elian
Fake money appears due to lack of funds among talented people. - Unknown
Not being able to endure poverty is shameful; not being able to get rid of it through hard work is even more shameful. - Pericles
If you want to be rich, learn not only to earn money, but also to be frugal. - Franklin Benjamin
Money, like youth, knows no barriers. - Jack London
Money cannot buy friends, but you can make many interesting acquaintances. - Unknown
Big money, while pleasing during the day, worries you at night. - Leonid S. Sukhorukov
Lucky people live with money, unlucky people live without it, and scoundrels live for it. - Georges Elgozy
Wealth is the savings of many in the hands of one. - Julian Tuwim
A small amount lent makes a debtor; big - makes an enemy - Seneca
For money to grow in the bank, you need to put it in the bank - Unknown
Evil is not in money, but in a person’s willingness to commit any evil for the sake of it - Baurzhan Toyshibekov
Money can't buy a friend, but you can buy better enemies... - Robert Andrews Milliken
Money is now valuable: honor comes for money, friendship comes for money; People don't need a poor man anywhere. - Fedor Ivanovich Karpov
Better an enemy for nothing than a friend for money. - Karol Bunsch
Time is money, and many pay their debts with their time. - Henry Wheeler Shaw
Acquaintance: a person we know well enough to borrow money from, but not well enough to lend to him - Ambrose Bierce
Cautious Businessman: A man who takes money from the stock market and goes to Las Vegas with it. - Robert Orben
Communicate! Money comes to you through other people. Unsociable people rarely become rich. Take 100% responsibility for your life. - John Davison Rockefeller
Money is a poor man's credit card. - Marshall McLue
By spending money on unnecessary things, you will have little of it for what you need. - Chilon
Today's young people imagine that money is everything. And over the years they become convinced of this. - Oscar Wilde
People start thinking about life and money when they come to an end. - Emil Krotky
The surest way to double your money is to fold it in half and stick it in your wallet. - Frank Hubbard
They say that money is the root of all evil. The same can be said about lack of money. - Samuel Butler
“Money can’t buy happiness.” You usually hear this from those who have neither one nor the other. - Robert Orben
Money is the best sedative. - Leonard Louis Levinson
Invest in inflation - it's the only thing that keeps growing. - Will Rogers
If money doesn't give you happiness, give it away! - Jules Renard
A rich man is just a poor man with money. - William Claude Fields
An amazing paradox: citizens are much more willing to sacrifice their lives than their money. - Alain (Emile-Auguste Chartier)
With money, poverty is easier to bear. - Alphonse Allais
You can look down on money, but you can't lose sight of it. - Andre Prevost
People with means think that the most important thing in life is love; The poor know for sure that money matters. - Gerald Brenan
A person can live for a long time on the money he waits for. - William Faulkner
Money must turn around. The faster you spend, the more you get. - Kapitsa Peter
If you don't have money, you think about money all the time. If you have money, you only think about money. - Paul Getty
There is always money, only pockets change. - Stein Gertrude
Money must be managed, not served. - Seneca
Money either dominates its owner or serves him. - Horace
Money spoils character. - Remarque E. M
As long as money is on paper, it is paper, not money. - Scheine-Sheindl
I discovered that it was easier to still become rich than to explain to everyone why it didn’t work out. - Jim Rohn
Often money costs too much. - Ralph Waldo Emerson
For some people, wealth only comes from the fear of losing it. - Antoine Rivarol
According to my calculation, the rich man is not the one who counts out money in order to hide it in a chest, but the one who counts out what he has in excess in order to help someone who does not have what he needs. - D. I. Fonvizin
The smell of profit is pleasant, no matter where it comes from. - Juvenal
A bank is an institution where it is customary to deposit money. - Boris Krieger
Credit is the only form of trust that cannot be justified without money. - Mikhail Mamchich
A bank is an institution where you can borrow money if you have the means to convince yourself that you do not need it. - M. Twain
One person has a lot of money - wealth. Many people have a lot of money - inflation. - Evgeniy Bagashov
Saving is a way to spend money without any pleasure. - SALAKRU Arman
To spend money wisely, you need to spend it wisely first. - Leonid Sukhorukov
You don’t have to take everything personally, especially if the account is a bank account. - Yana Dzhangirova
Where do you keep your money? - In the bank. - And the jar? - In the safe. -Where is the safe? - In the bank. (...) - Vladimir Borisov
Somerset Maugham
If money does not bring happiness, then give it to your neighbor. - Renard Jules
Thrift is an important source of wealth. - Cicero Marcus Tullius
Exchanges and banks are the temples of the “golden calf”. - Konstantin Kushner
Gennady Malkin
The bank is common sense, a sober approach to reality and to partners. - J. Vrignot
The less the client pays, the more scandalous he becomes. - Unknown author
Your business will prosper if you have enough money to get a loan from the bank. - Unknown author
Creditors have better memory than debtors. - B. Franklin
A stock speculator is a person who studies the future and acts before it comes. - Bernard Baruch
Credit is a helping hand, trembling with impatience. - Gennady Malkin
Anyone who loves money should also love banks. - Konstantin Kushner
There was little money in his bank account, but he had accounts in all banks. - Valery Afonchenko
When someone owes me, I remember very well, But if I owe, I don’t remember, for the life of me. - Aristophanes
All of humanity, in fact, is divided into two categories: some borrow, others give - Charles Lamb
You can't borrow if you don't know if you can pay back. - Gotthold Ephraim Lessing
In your youth you dream of an invisibility hat in order to sneak into a women's bathhouse unnoticed, in adulthood - into a bank, and in old age - into heaven... - unknown author
If you owe the bank $100, that's your problem. If you owe the bank $100,000,000, this is already the bank's problem. - John Paul Getty
The best interest-free loans are given at the bank... Glass Bank, 3-liter... - Vladimir Borisov
For some people, wealth only comes from the fear of losing it. - A. Rivarol
If you spend money on unnecessary things, you will have little to spend on what you need. - Chilon
When unraveling the secret of managers' success, it is worth looking not at the solution, but at the method that allowed them to arrive at it. - Justin Menkes
What is business? It’s very simple: it’s other people’s money. - Alexandr Duma
New and original ideas: this is the path to big money. - Doug Hall
A dollar is worth whatever the stock exchange says. - Milton Friedman
We always have money on a whim; we skimp only on useful and necessary expenses. - O. Balzac
He is rich who considers himself so with what he has. - Pierre Buast
Money spoils a person, and inflation spoils money. - Boris Krutier
Grandiose things are done with grandiose means; nature alone does great things for nothing. - Herzen A.I.
Money is the sixth sense, without it you will not be able to use the other five. - Somerset Maugham
Money has one drawback - it is its scarcity. Erzhan Orymbetov
There is always money, only pockets change. - Gertrude Stein
Whoever does not want his fortune to decrease should spend no more than half of his income; and whoever wants to increase it by no more than a third. - Francis Bacon
Success begets success, just as money leads to money. - Nicola Chamfort
Create a source of passive income and live for your own pleasure! - John Davison Rockefeller
In order to understand that happiness cannot be found in money, you must first know both - happiness and money. - Frederic Beigbeder
The financial abyss is the deepest of all abysses, you can fall into it all your life.- I. Ilf - E. Petrov
Money is the sun of life, without which life is hard, dark and cold. - Belinsky V.G.
Think before you invest, and don't forget to think after you've invested. - F. Doyle
After a certain point, money ceases to be a goal, it ceases to matter at all. The game itself is what's exciting. - Onassis Aristotle Socrates
Money is coined freedom. - F. M. Dostoevsky
Money is like a sixth sense, without which it is impossible to fully use the other five. - William Somerset Maugham
If extraordinary returns are expected, then there must be extraordinary risk. - Rowan Howbart
Profit is profit, no matter how small it may be. - Robert Browning
Never invest in an idea that you cannot explain on your fingers. - Peter Lynch
If you pour the contents of your wallet into your head, no one will take it away from you. - Benjamin Franklin
Anyone who masters email will be a millionaire in the twenty-first century. - Bill Gates.
Stock trading is a struggle of well-equipped intelligence against the brute power of chance. - Henry Emery
The biggest mistake people make in life is when they don't try to make a living doing what they love best. - Malcolm Forbes
The path to great wealth lies only through passive income! Income that comes to you regardless of your efforts. - John Davison Rockefeller
Don't say you're working. Show what you've earned. - Thomas Robert Dewar
There are 2 types of money problems: one when there is not enough of it, and the other when there is too much of it. Which problem do you choose? - Robert Kiyosaki
The bank on my street usually has two tellers - of course, if there are not many people. If there are a lot of people, only one works.
Rita Rudner
The bank interest knows neither rest nor worship; it works at night, on Sunday, and even on rainy days.
B. Shaw
Politics has its own invisible hand, which acts in the opposite direction to that in which the invisible hand of the market acts. (Milton Friedman)
A bank is a place where they will loan you money if you prove that you don’t need it.
Bob Hope
A banker is a person who will lend you an umbrella when the weather is sunny, only to pick it up when it starts to rain.
Mark Twain; according to other sources – Robert Frost
One poet said: “The first king was a happy warrior!” Regarding the founders of our current financial dynasties, we can perhaps say prosaically that the first banker was a happy swindler.
Heinrich Heine
A central bank is a bank through which the state intervenes in the affairs of private banks and which, unlike them, can itself print the money it needs.
K. Geppert and K. Pat
Middle age: when you dream that a banker says “yes” to you, not a girl.
A financier is a moneylender with imagination.
Arthur Pinero
What is a bank robbery compared to starting a bank?
Bertolt Brecht
Bankruptcies are a by-product of thriving banks.
Edward Yokel
Since the beginning of time there have been three great inventions: fire, the wheel and central banking.
Will Rogers
Rich people come and go, but the banks remain.
Wendell Phillipe
Risk taking is the soul of commerce; caution (I almost said timidity) is the soul of banking.
Walter Bajott
A bank is a place where you can keep government money until the tax department demands it back.
If you can set your own conditions for the bank, then its balance sheet is worse than yours.
Law of balance
If I owe a million dollars, I'm screwed. But if I owe fifty billion, the bankers are screwed.
Celso Ming
If the banker answers “yes” to a business proposal, it means “maybe”; if he answers “maybe”, it means “yes”; and if he answers “no” without hesitation, then he is a bad banker.
Andre Kostolani
Preferred creditor: the first one to whom the bank informs that the money has run out.
The French do not like to trust their money to anyone other than the government and scammers.
Etienne Rey
I would never trust a bank that is willing to give a loan to such a dubious client like me.
Robert Benchley
Prostitution has always been, is and will be, just like, I hope, banking.
Viktor Gerashchenko, Chairman of the Central Bank of the Russian Federation
The only bank where you can invest all your savings is memories. This bank will never fail.
Evgeniy Yevtushenko
In my opinion, banks are much more dangerous to our freedom than enemy armies.
Thomas Jefferson
A banker is a person who will willingly give you a loan if you provide convincing evidence that you do not need it.
Herbert W. Prochnow
A banker has no need for popularity. On the contrary, in a healthy capitalist society a good banker should probably be hated.
J.K. Galbraith
The time of romance is gradually being left behind. Modern youth strives to master practically significant professions. Among them is "Banking".
The profession "Bank employee" is characterized by the presence of competencies in the credit and financial sphere. He can work both directly in state and non-state banks, as well as in the planning departments of enterprises and institutions, financial institutions, stock exchanges, insurance companies, etc.
Banking professions
The structure of banking institutions is quite extensive.
Each department is represented by a large number of positions.
Banking specialists - professions:
Managers, managers, financial analysts, transaction officers, financial and credit experts, corporate and mortgage lending specialists, treasury specialists, securities specialists, etc.
Banking professions - list
- Bank Operations Manager,
- manager-consultant of a bank branch,
- clearing specialist
- credit: specialists, consultants, inspectors, brokers, etc.
- Service specialists,
- cashiers-operators,
- currency tellers.
Banking professions - description
Bank Operations Manager
Functional responsibilities - strategic planning of office activities. Coordination of interaction between structural divisions, improving the quality of work of employees. Increase in branch profits. This position is usually occupied by specialists with a higher specialized education ("Accounting", "Enterprise Economics") and at least two years of experience as the head of a bank's structural unit.
Bank branch consultant manager
Responsible for searching, attracting and servicing clients. Provides information assistance to legal entities and individuals in choosing the type of deposit or loan. Conducts banking operations on deposits. Maintains reports on the implementation of the plan.
Clearing Specialist
Coordinates mutual settlements between the parties to the transaction (barter intermediary). Such a specialist is asked for help in assessing the financial benefits of such a transaction, as well as the solvency of the parties. He provides competent documentation support for the transaction. Such specialists are welcome in the Central Bank of the Russian Federation, clearing banks, chambers or centers.
Credit specialist (expert, manager, consultant, inspector)
Searches for and attracts potential borrowers, draws up business plans to attract lenders. Organization and implementation of lending operations. Documentary support from the preparation and provision of a loan until its repayment.
Banking: profession, salary
Profession banking - description
Carrying out cash/non-cash payments. Work on issuing/repaying loans. Issuance/exchange/liquidation of plastic cards. Reporting, including tax reporting. Documentary support of transactions using information technology.
Professions related to banking
Auxiliary, but very important professions in the banking sector are lawyers, financial analysts, specialists in debt collection, marketing, management, etc.
It should be noted that mid-level employees in the banking sector are paid an order of magnitude higher than the regional average, outpacing inflation. Now the salary fluctuates between 15.5 - 30 thousand.
Banking: pros and cons of the profession
The advantages include high demand in the labor market. Opportunity for successful rapid career growth. Fairly high wages. Expanded social guarantees that most banks provide to their employees. At the same time, the profession of a bank employee requires special education, high concentration, and responsibility. In addition, at the initial stages of a career, high salaries and status are not guaranteed.
In front of you - quotes, aphorisms and witty sayings about banks. This is a rather interesting and extraordinary selection of the most real “pearls of wisdom” on this topic. Here are collected entertaining witticisms and sayings, clever thoughts of philosophers and apt phrases of masters of the conversational genre, brilliant words of great thinkers and original statuses from social networks, as well as much more... As an additional bonus, you can familiarize yourself with.
A bank is an institution where you can borrow money if you have the means to convince yourself that you do not need it.
M. Twain.
A bank is a place where they will loan you money if you prove that you don’t need it.
Bob Hope.
You won't understand bankers. First they send out an SMS “Take the money!”, and when you take the money, they start calling: “Give me the money!”
Unknown author.
The bank is common sense, a sober approach to reality and to partners.
J. Vrignot.
A banker is a person who will lend you an umbrella when the weather is sunny, only to pick it up when it starts to rain.
Mark Twain; according to other sources - Robert Frost.
Banks provide a service to society by ridding it of the donkeys who scream at every corner that health and happiness are everything and money has no meaning.
Nash O.
A bank is an institution where it is customary to deposit money.
Boris Krieger.
Many people dream of such money that they no longer need money.
Vladislav Grzeszczyk.
Man does not need anything more than what nature has given him. Except for the money.
Joseph Bester.
The simplest way not to need money is not to receive more than you need, but to live less than you can.
Vasily Klyuchevsky.
Success begets success, just as money leads to money.
Nicola Chamfort.
If you save a little every month, then after a year you will be surprised how little you have accumulated.
Ernest Haskins.
Middle age: when you dream that “give it; The banker told you, not the girl.
He who pays late never pays twice.
English saying.
Credit: optimism to the point of absurdity.
The Central Bank is a bank through which the state intervenes in the affairs of private banks and which, unlike them, can itself print the money it needs.
K. Geppert and K. Pat.
The reliability of a bank is determined by the conscience of its top officials.
Anna Duvarova.
Unpaid loans lead to the bankruptcy of banks, which will be nationalized by the state, which will ultimately lead to the emergence of communism.
Karl Marx, “Capital”. 1867
The surest way to double your money is to fold it in half and stick it in your wallet.
Frank Hubbard.
Better a small dollar than a big thank you.
Mikhail Zhvanetsky.
Never invest in an idea that you cannot explain on your fingers.
Peter Lynch.
Increasing wealth is not the same as decreasing poverty.
Joan Robinson.
You need to know the value of money: wasteful people do not know it, and stingy people even less.
Charles Louis Montesquieu.
He is rich who considers himself so with what he has.
Pierre Buast.
Of the five deadly sins of business, the first, and usually the most common, is an excessive desire for profit.
Peter Drucker.
There is no more innocent activity in the world than making money.
Samuel Johnson.
There are things more important than money, but without money you cannot buy these things.
Prosper Merimee.
The wallet should also be considered an erogenous zone.
Leszek Kumor.
Any life devoted to the pursuit of money is death. Resurrection is in selflessness.
Albert Camus.
Of course, there are things that money cannot buy; but have you ever tried to buy them without money?
Ogden Nash.
When someone owes me, I remember very well. But if I have to, I don’t remember, for the life of me.
Aristophanes.
Lucky people live with money, unlucky people live without it, and scoundrels live for it.
Georges Elgozy.
One person has a lot of money - wealth. Many people have a lot of money - inflation.
Evgeny Bagashov.
With age, the desire to earn money turns into a desire to save.
Mikhail Zhvanetsky.
A good advisor is better than any wealth.
Socrates.
Evil is not in money, but in a person’s willingness to commit any evil for the sake of it.
Baurzhan Toyshibekov.
The highest achievements of economic thought occur during periods of economic decline.
Buchwald's law.
There are people who have money, and there are rich people.
Coco Chanel.
You should not talk about money with people who have much more than you, or much less.
Katherine Whitehorn.
They say that money is the root of all evil. The same can be said about lack of money.
Samuel Butler.
Those who believe that money can do anything can actually do anything for the sake of money.
George Saville Halifax.
When it comes to money, the only thing most people can think of is to work hard.
Robert Kiyosaki.
If getting a bank loan was as easy as the advertisements claim, no one would rob banks.
American saying.
Money has not made anyone a fool, it only makes a fool visible.
Kin Hubbard.
You give money with your hands, but you go after it with your feet.
Russian proverb.
You need to buy in proportion to the profit and loss. If you don’t want to go broke, don’t spend unearned income.
Unsur Al-mali (Kay Kabus).
What is business? It’s very simple: it’s other people’s money.
Alexandr Duma.
As wealth grows, so do worries.
Horace.
If the wife finds joy in saving money, the husband can only find joy in getting money.
Edgar Howe.
Credit is a helping hand, trembling with impatience.
Gennady Malkin.
What is a bank robbery compared to founding a bank.
Bertolt Brecht
Even the most superstitious person will not refuse his thirteenth salary.
Yanina Ipohorskaya.
If the work brings only money, then we have been bought.
Leonid Sukhorukov.
Choose, they told him: wealth or intelligence? As a smart man, he chose wealth.
Mieczyslaw Shargan.
Better an enemy for nothing than a friend for money.
Karol Bunsch.
People who think money can do everything are themselves capable of doing everything for money.
Pierre Buast.
When they say: “It’s not about the money, but about the principle,” don’t believe it. It's about money.
Kin Hubbard.
He who has money cannot be punished.
Marcus Tullius Cicero.
Grandiose things are done with grandiose means; nature alone does great things for nothing.
Herzen A.I.
There was little money in his bank account, but he had accounts in all banks.
Valery Afonchenko.
When unraveling the secret of managers' success, it is worth looking not at the solution, but at the method that allowed them to arrive at it.
Justin Menkes.
Money is minted freedom.
F.M. Dostoevsky.
Credit is the only form of trust that cannot be justified without money.
Mikhail Mamchich.
Money is the most abstract and impersonal of all that exists in people's lives.
Max Weber.
The love of money grows as wealth itself grows.
Decimus Junius Juvenal.
Wealth is a thing without which you can live happily. But prosperity is a thing necessary for happiness.
Nikolai Chernyshevsky.
If some people despise wealth, it is because they have lost hope of getting rich.
Francis Bacon.
Most saints were poor, but it does not follow that most poor people are saints.
William Inge.
Generosity is more profitable than stinginess.
Lion Feuchtwanger.
Do not value money more or less than it is worth - it is a good servant and a bad master.
A. Dumas the son.
Today's young people imagine that money is everything. And over the years they become convinced of this.
Oscar Wilde.
Time is money, and many pay their debts with their time.
Henry Wheeler Shaw.
You can't chase money - you need to meet it halfway.
Aristotle Onassis.
First pay, and then faint.
Stanislav Jerzy Lec.
People start thinking about life and money when they come to an end.
Emil Krotky.
The less the client pays, the more scandalous he becomes.
Unknown author.
The problem is not having money for black caviar, but finding taste in it.
Andre Maurois.
Three things can drive a person crazy: love, vanity and studying money problems.
Walter Leaf.
Anyone who speaks the language of money will be understood in any country.
Ben Afrah.
The time we have is money we don't have.
Ilf and Petrov.
Bankruptcies are a by-product of thriving banks.
Edward Yokel.
He who works all day has no time to earn money.
John Davison Rockefeller.
Finance constitutes the fulcrum that, according to Archimedes, allows us to turn the whole world upside down.
Cardinal Richelieu.
People with means think that the most important thing in life is love; The poor know for sure that money matters.
Gerald Brenan.
A small amount lent makes a debtor; big - makes an enemy.
Seneca.
You need to make jokes and borrow money suddenly.
Heinrich Heine.
Money is the sixth sense, without it you will not be able to use the other five.
Somerset Maugham.
All of humanity, in fact, is divided into two categories: some borrow, others give.
Charles Lamb.
Expenses tend to catch up with income.
Arthur Bloch.
Your business will prosper if you have enough money to get a loan from the bank.
Unknown author.
A true idealist strives for money. Money is freedom. And freedom is life.
Remarque.
If money doesn't give you happiness, give it away!
Jules Renard.
Money cannot buy love, but you can improve your starting position for bargaining.
Lawrence Peter.
If you pour the contents of your wallet into your head, no one will take it away from you.
Benjamin Franklin.
You can look down on money, but you can't lose sight of it.
Andre Prevost.
A dollar is worth whatever the stock exchange says.
Milton Friedman.
If you want to earn money, go into business; if you want to devote yourself to public service, live off your salary.
Vladimir Putin.
The main organ of the human body, the unshakable foundation on which the soul rests, is the wallet.
Thomas Carlyle.
Cautious Businessman: A man who takes money from the stock market and goes to Las Vegas with it.
Robert Orben.
To spend money wisely, you need to spend it wisely first.
Leonid Sukhorukov.
According to my calculation, the rich man is not the one who counts out money in order to hide it in a chest, but the one who counts out what he has in excess in order to help someone who does not have what he needs.
D. I. Fonvizin.
The smell of profit is pleasant, no matter where it comes from.
Juvenal.
Think before you invest, and don't forget to think after you've invested.
F. Doyle.
The biggest mistake people make in life is when they don't try to make a living doing what they love best.
Malcolm Forbes.
Many of the rich are custodians, not owners, of their wealth.
Democritus
Everything I do is done for a good reason, and that reason usually turns out to be money.
Susie Parker.
In your youth you dream of an invisibility hat in order to sneak into a women's bathhouse unnoticed, in adulthood - into a bank, and in old age - into heaven...
unknown author.
The budget never stays in balance.
Gustave Flaubert.
When self-interest sounds in words, do not believe either the flattery of a woman or the machinations of a man.
Alisher Navoi.
Remember that money has the ability to multiply.
Benjamin Franklin.
Not being greedy is already wealth, not being wasteful is income.
Marcus Tulius Cicero.
Take care of your honor from a young age, and the rest is in a reliable bank.
from the Rentier Directory.
Being rich nowadays is very expensive.
Michael Harrington.
Anyone who has had to live in poverty knows how expensive it is to be poor.
James Baldwin.
For some people, wealth only comes from the fear of losing it.
Antoine Rivarol.
There is nothing more detrimental to financial well-being than coming up with a great idea and not getting around to implementing it.
Donald Trump.
If money does not bring happiness, then give it to your neighbor.
Renard Jules.
What is a bank robbery compared to starting a bank?
Bertolt Brecht.
When a person says that money can do anything, know: he does not have it and never has had it.
Edgar Howe.
Anyone who masters email will be a millionaire in the twenty-first century.
Bill Gates.
A financier is a moneylender with imagination.
Arthur Pinero.
Two by two is four. This is if in real money. According to barter - three. According to mutual offsets - eight.
Folk wisdom.
Don't say you're working. Show what you've earned.
Thomas Robert Dewar.
Profit is profit, no matter how small it may be.
Robert Browning.
Never give advice to someone who only asks you for money.
Pedro Barca.
Thrift is an important source of wealth.
Cicero Marcus Tullius.
If you owe the bank $100, that's your problem. If you owe the bank $100,000,000, this is already the bank's problem.
John Paul Getty.
Creditors have better memory than debtors.
Benjamin Franklin.
The financial abyss is the deepest of all abysses; you can fall into it all your life.
Ilya Ilf, Evgeny Petrov.
Money must be managed, not served.
Seneca.
Saving money is a useful thing, especially if your parents have already done it.
Wingston Churchill.
All I want is a chance to see that money doesn't buy happiness.
Ashley Brilliant.
The greatest misuse of money is that it can buy political power.
Karl Raymund Popper.
In order to understand that happiness cannot be found in money, you must first know both - happiness and money.
Frederick Beigbeder.
Fake money appears due to lack of funds among talented people.
Unknown author.
The only thing you can do without money is debt.
Heinz Schenk.
If you want to have enough money for you and your family, work yourself. If you want to provide for your future generations, make people work for you.
Karl Marx.
A rich man is just a poor man with money.
William Claude Fields.
Tell me who your bank is and I will tell you who you are.
Edward Yokel.
A businessman is a person who spends time to make money and then spends money to kill time.
Evan Esar.
Cash is not the only connection between people and people.
Carlyle.
Anyone who wants to see the results of their labor immediately should become a shoemaker.
Albert Einstein.
People don't want to be rich, people want to be richer than others.
John Stuart Mill.
People want advice on how to get rich, and they're willing to pay for it.
Nassim Taleb.
Give the client a choice, and he will leave all his money with you.
Philip Kotler.
The main use of capital is not to make more money, but to make money for a better life.
Henry Ford.
Whoever does not want his fortune to decrease should spend no more than half of his income; and whoever wants to increase it by no more than a third.
Francis Bacon.
The whole advantage of having money is being able to use it.
Franklin B.
There are 2 types of money problems: one - when there is not enough of it, and the other - when there is too much of it. Which problem do you choose?
Robert Kiyosaki.
It's bad when you lose your presence of mind, but it's even worse when you lose your presence of money.
Moritz-Gottlieb Safir.
You can count on a person starting from a certain amount.
Mieczyslaw Shargan.
If extraordinary returns are expected, then there must be extraordinary risk.
Rowan Howbart.
From offerings, the gods become accommodating.
Euripides.
He hovered over me and said: “You are poor!”
I say, “Hey! I have many millions in my account, I’m not poor.
“No, you are poor! You don't even have one billion!
That's how I realized I had problems.
Bodo Schaefer.
Success is just profit from selling cheap experience.
Thomas Robert Dewar.
If there was life on Mars, they would have already approached us with a request for a loan.
Unknown American.
With extra money you can only buy extra things. And of what the soul needs, nothing can be bought for money.
Henry Thoreau.
As long as money is on paper, it is paper, not money.
Scheine-Sheindl.
Humanity loves money, no matter what it is made of.
Michael Bulgakov.
“Money can’t buy happiness.” You usually hear this from those who have neither one nor the other.
Robert Orben.
That's right: a person needs money so that he never thinks about it.
Strugatsky brothers.
A stock speculator is a person who studies the future and acts before it comes.
Bernard Baruch.
The more money you have, the more difficult it is to live within your means.
Richard Whately.
After a certain point, money ceases to be a goal, it ceases to matter at all. The game itself is what's exciting.
Onassis Aristotle Socrates.
According to the results of a sociological survey, the most popular printed publication among the people is money.
Unknown author.
There can only be one thing worse than taxes: when there is nothing to pay taxes on.
Thomas Dewar.
Be frugal and prepare for tomorrow.
Aesop.
The best way to help the poor is not to become one of them.
Lang Hancock.
Some lenders, not wanting to make the slightest concession to debtors, often lose all their capital.
Aesop.
Money cannot buy friends, but you can make many interesting acquaintances.
Unknown author.
In general, I am against millionaires, but if I were offered to become one.
Mark Twain.
Big money can be made in two cases: when a new state is created and when it collapses. In creation this process is slower, in destruction it is faster.
Margaret Mitchell.
The largest budgets are made up of the inconspicuous little things in life.
Leonid S. Sukhorukov.
I discovered that it was easier to still become rich than to explain to everyone why it didn’t work out.
Jim Rohn.
I want to live like a poor person with money.
Pablo Picasso.
Civilization is a stage in the development of society at which nothing can be done without funding.
A person can live for a long time on the money he waits for.
William Faulkner.
A good manager always hires an optimist to work in the sales position, and a pessimist to work in the lending department.
Beware of minor expenses: a small leak will sink a big ship.
Benjamin Franklin.
The key to business success is innovation, which in turn comes from creativity.
James Goodnight.
Wealth is the savings of many in the hands of one.
Julian Tuwim.
You can't borrow if you don't know if you can pay back.
Gotthold Ephraim Lessing.
Saving is a way to spend money without any pleasure.
Salakru Arman.
New and original ideas: this is the path to big money.
Doug Hall.
He who looks for millions very rarely finds them, but he who does not look for them never finds them!
Honore de Balzac.
Wise men and cashiers are equally calm about money.
Emil Krotky.
The safest way to double your money is to double it and put it in your own pocket.
Ilf and Petrov.
Few of us can bear the burden of wealth. Of course, someone else's.
Mark Twain.
You don’t have to take everything personally, especially if the account is a bank account.
Yana Dzhangirova.
What makes us a great nation is not our wealth, but how we use it.
Theodore Roosevelt.
I know you can't have everything at once, so I'll start small - with money.
Janusz Wasilkowski.
Since there are some banknotes wandering around the country, there must be people who have a lot of them!
Ilf and Petrov.
Money must turn around. The faster you spend, the more you get.
Peter Kapitsa.
You can't buy happiness with money, but you can rent it.
American saying.
Don't chase money - go towards it.
Aristotle Onassis.
Along with earth, water, air and fire, money is the fifth element with which a person most often has to reckon.
Joseph Brodsky.
It is believed that the love of money is the root of all ills. The same can be said about lack of money.
Samuel Butler.
Nowadays, people know the price of everything, but have no idea about the true value.
Oscar Wilde.
Many have become pessimists by funding optimists.
C.T. Jones.
For smart people, money is a means; for fools, it is an end.
Adrian Decourcel.
Business is a fascinating game that combines maximum excitement with a minimum of rules. And the score in this game is kept in money.
Bill Gates.
An amazing paradox: citizens are much more willing to sacrifice their lives than their money.
Alain (Emile-Auguste Chartier).
Anyone who loves money should also love banks.
Konstantin Kushner.
Pearls of thought
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