Contact Information:
Company details:
Taxpayer Identification Number: 7453094401
Checkpoint: 745301001
OKPO: 59541553
OGRN: 1027403868260
OKFS: 13 - Property of subjects of the Russian Federation
OKOGU: 4210014 - Organizations established by legal entities or citizens, or legal entities and citizens jointly
OKOPF: 12247 - Public joint stock companies
OKTMO: 75701390000
FFMS: 45865-D
OKATO:- Chelyabinsk region, Cities of regional subordination of the Chelyabinsk region, Chelyabinsk, Districts of Chelyabinsk, Central
Businesses nearby: Homeowners' Association "Svetlyachok", LLC "UUIK", LLC "ALOE FIELD" -
Activities:
Main (according to OKVED code rev.2): 71.12.2 - Activities of the customer-developer, general contractor
Additional activities according to OKVED 2:
| 41.20 | Construction of residential and non-residential buildings |
| 43.11 | Dismantling and demolition of buildings |
| 43.12.3 | Excavation works |
| 64.99.1 | Investments in securities |
| 66.11 | Financial Market Management |
| 68.10 | Buying and selling your own real estate |
| 68.10.1 | Preparing to sell your own real estate |
| 68.10.11 | Preparation for the sale of your own residential real estate |
| 70.22 | Business and management consulting |
| 71.11.1 | Activities in the field of architecture related to the creation of an architectural object |
| 71.12.46 | Land management |
Founders:
She is or was in the past a founder of the following organizations:
Registration with the Pension Fund of the Russian Federation:
Registration number: 084001017996
Registration date: 22.11.2002
Name of the PFR body: Office of the Pension Fund of the Russian Federation in the Central District of Chelyabinsk
URG entry into the Unified State Register of Legal Entities: 2097453199611
25.12.2009
Registration with the Social Insurance Fund of the Russian Federation:
Registration number: 742901599274021
Registration date: 22.11.2002
Name of the FSS body: Branch No. 2 of the State Institution - Chelyabinsk Regional Branch of the Social Insurance Fund of the Russian Federation
URG entry into the Unified State Register of Legal Entities: 6167456410808
Date of entry in the Unified State Register of Legal Entities: 19.08.2016
According to rkn.gov.ru dated July 26, 2019, according to the TIN, the company is in the register of operators processing personal data:
Registration number:
Date of entry of the operator into the register: 18.12.2015
Grounds for entering the operator into the register (order number): 274
Operator name: Joint Stock Company "South Ural Housing Construction and Mortgage Corporation"
Operator location address: 454091, Chelyabinsk region, Chelyabinsk, pl. MOPRA, 8 A, apt. 501
Start date of personal data processing: 10.08.2015
Subjects of the Russian Federation on whose territory personal data is processed: Chelyabinsk region
Purpose of processing personal data: Providing accounting and personnel activities, providing employees of JSC "UU KZhSI" with the means and opportunities to ensure they fulfill their job duties, concluding and implementing contracts with individuals, fulfilling obligations in accordance with the current legislation of the Russian Federation.
Description of the measures provided for in Art. 18.1 and 19 of the Law: A person responsible for the processing of personal data at JSC "YuU KZhSI" has been appointed. The personal data processing policy has been approved. The list of persons with access to personal data has been approved. The list of jobs included in the personal data information system has been approved. The information system of personal data has been classified, a model of threats to the security of personal data has been developed, and certified information security tools have been applied. Access control and access control to the premises where personal data information system workstations are located are provided, personal data is backed up, and the level of personal data security is periodically monitored. A set of organizational and legal documents has been developed and approved regulating the processing of personal data in the personal data information system of JSC "U UKZHSI". All employees authorized to process personal data are familiar with the current rules for processing personal data. The website ipoteka-74.ru has published a policy for the processing of personal data, keeps records of machine storage media of personal data, monitors the status of personal data protection systems and the personal data processing regime, periodically (annually) reviews the current regulatory framework of JSC "YuU KZhSI" for compliance with current legislation and compliance with the actual conditions of personal data processing.
Categories of personal data: surname, first name, patronymic, year of birth, month of birth, date of birth, place of birth, address, marital status, social status, property status, education, profession, income, Passport data, telephone number, information about employment, TIN numbers, SNILS , current accounts, information about taxes and fees paid, as well as benefits and deductions provided.
Categories of subjects whose personal data is processed: Persons who are or have been in an employment relationship with YuU KZhSI JSC, borrowers and co-borrowers (recipients of mortgage loans), applicants (persons providing (either independently or with the help of a legal representative) their personal data).
List of actions with personal data: Collection, systematization, accumulation, storage, clarification (updating, changing), use, transfer, blocking and destruction, including using automation tools - by manually entering into the information system of JSC "YuU KZhSI", as well as scanning documents.
Processing of personal data: with transmission over the internal network of a legal entity, with transmission over the Internet, mixed
Legal basis for processing personal data: Charter of the Joint Stock Company "South Ural Corporation for Housing Construction and Mortgage", approved by the decision of the extraordinary general meeting of shareholders of JSC "South Ural Corporation for Housing Construction and Mortgage", Order "1632-R dated June 30, 2015, Articles 86-90 of the Labor Code Russian Federation dated December 30, 2001 No. 197-FZ, Articles 18-21 of Federal Law No. 152-FZ dated July 27, 2006.
Availability of cross-border transmission: No
Database location information: Russia
| Financial reports (accounting indicators): | |||
| Code | Index | Meaning | Unit. |
| F1.1110 | Intangible assets | 0 | thousand rub. |
| F1.1120 | Research and development results | 0 | thousand rub. |
| F1.1130 | Intangible search assets | 0 | thousand rub. |
| F1.1140 | Material prospecting assets | 0 | thousand rub. |
| F1.1150 | Fixed assets | 34661 | thousand rub. |
| F1.1160 | Profitable investments in material assets | 230246 | thousand rub. |
| F1.1170 | Financial investments | 162068 | thousand rub. |
| F1.1180 | Deferred tax assets | 96480 | thousand rub. |
| F1.1190 | Other noncurrent assets | 675435 | thousand rub. |
| F1.1100 | Total for section I - Non-current assets | 1198890 | thousand rub. |
| F1.1210 | Reserves | 972712 | thousand rub. |
| F1.1220 | Value added tax on purchased assets | 7695 | thousand rub. |
| F1.1230 | Accounts receivable | 530777 | thousand rub. |
| F1.1240 | Financial investments (excluding cash equivalents) | 21104 | thousand rub. |
| F1.1250 | Cash and cash equivalents | 84064 | thousand rub. |
| F1.1260 | Other current assets | 1307 | thousand rub. |
| F1.1200 | Total for section II - Current assets | 1617660 | thousand rub. |
| F1.1600 | BALANCE (asset) | 2816550 | thousand rub. |
| F1.1310 | Authorized capital (share capital, authorized capital, contributions of partners) | 3517160 | thousand rub. |
| F1.1320 | Own shares purchased from shareholders | 0 | thousand rub. |
| F1.1340 | Revaluation of non-current assets | 0 | thousand rub. |
| F1.1350 | Additional capital (without revaluation) | 90840 | thousand rub. |
| F1.1360 | Reserve capital | 81987 | thousand rub. |
| F1.1370 | Retained earnings (uncovered loss) | -1446850 | thousand rub. |
| F1.1300 | Total for section III - Capital and reserves | 2243130 | thousand rub. |
| F1.1410 | Borrowed funds | 147031 | thousand rub. |
| F1.1420 | Deferred tax liabilities | 6407 | thousand rub. |
| F1.1430 | Estimated liabilities | 0 | thousand rub. |
| F1.1450 | Other obligations | 0 | thousand rub. |
| F1.1400 | Total for Section IV - Long-term liabilities | 153438 | thousand rub. |
| F1.1510 | Borrowed funds | 103133 | thousand rub. |
| F1.1520 | Accounts payable | 275615 | thousand rub. |
| F1.1530 | revenue of the future periods | 0 | thousand rub. |
| F1.1540 | Estimated liabilities | 41231 | thousand rub. |
| F1.1550 | Other obligations | 0 | thousand rub. |
| F1.1500 | Total for section V - Current liabilities | 419979 | thousand rub. |
| F1.1700 | BALANCE (passive) | 2816550 | thousand rub. |
| F2.2110 | Revenue | 1055140 | thousand rub. |
| F2.2120 | Cost of sales | 938740 | thousand rub. |
| F2.2100 | Gross profit (loss) | 116400 | thousand rub. |
| F2.2210 | Business expenses | 42175 | thousand rub. |
| F2.2220 | Administrative expenses | 135971 | thousand rub. |
| F2.2200 | Profit (loss) from sales | -61746 | thousand rub. |
| F2.2310 | Income from participation in other organizations | 0 | thousand rub. |
| F2.2320 | Interest receivable | 9710 | thousand rub. |
| F2.2330 | Percentage to be paid | 57220 | thousand rub. |
| F2.2340 | Other income | 174613 | thousand rub. |
| F2.2350 | other expenses | 1462420 | thousand rub. |
| F2.2300 | Profit (loss) before tax | -1397070 | thousand rub. |
| F2.2410 | Current income tax | 0 | thousand rub. |
| F2.2421 | incl. permanent tax liabilities (assets) | -251445 | thousand rub. |
| F2.2430 | Change in deferred tax liabilities | 4149 | thousand rub. |
| F2.2450 | Change in deferred tax assets | 23754 | thousand rub. |
| F2.2460 | Other | 0 | thousand rub. |
| F2.2400 | Net income (loss) | -1369160 | thousand rub. |
| F2.2510 | Result from the revaluation of non-current assets, not included in the net profit (loss) of the period | 0 | thousand rub. |
| F2.2520 | Result from other operations not included in the net profit (loss) of the period | 0 | thousand rub. |
| F2.2500 | Total financial result of the period | -1369160 | thousand rub. |
| F3.3600 | Net assets | 2243130 | thousand rub. |
The housing issue has been and remains pressing for many South Urals residents. The South Ural Housing Construction and Mortgage Corporation has been helping our fellow countrymen solve this problem for 15 years. Created by decision of the governor and government of the Chelyabinsk region as a regional mortgage operator to solve problems in the field of housing construction, the company has gone through the thorny path of an innovator.
Why are the names of the Parkovy and Bely Khutor microdistricts built in Chelyabinsk no longer just advertising? How can you get your own home without a down payment on a mortgage? What allows you to significantly save on utilities?
MISSION OF YUU KZHSI- create affordable housing with developed social infrastructure. The direction that the corporation has been developing for more than ten years is the integrated development of territories. Breakthrough projects for the company were the Parkovy microdistrict in 2010, and the Bely Khutor suburban quarter in 2013. In both cases, KZhSI offered apartments with unprecedentedly high consumer properties: improved finishing on the “move in and live” principle and convenient layouts. Residents of South Urals continue to be attracted by the affordability of apartments in these microdistricts and the social infrastructure that is being developed by the South Ural Residential Complex. Both “Parkovy” and “Bely Khutor” have branches of municipal medical institutions, kindergartens, supermarkets, a police stronghold, and offices of their own management company. Already more than 10 thousand happy new settlers rightfully call themselves park residents and farmers.
TODAY YU KZhSI is developing a new socially oriented direction - rental housing with subsequent right of purchase. So, when a client does not have funds for a down payment on a mortgage or the bank refuses to issue a loan, he can rent a home from a corporation. Part of the rent payments for the apartment will be deposited into a special account, which YU KZhSI will then accept as a down payment for providing a mortgage under its own program.
High-rise building of the "Taganay" series in 50 microdistrict. "Parkovoy".
IMPORTANT For current apartment buyers, the question is about future utility bills. Solving the task of introducing new construction technologies, in the anniversary year, YuU KZhSI began building a new house in Chelyabinsk with energy efficiency class “A” (very high). The project provides for high-tech insulation of external walls and window structures with reduced thermal conductivity. All this will allow new residents to significantly save on heating costs, which means saving their wallet. The innovative monolith will rise in the 50th microdistrict of Parkovy by the end of 2018. Now YU KZhSI is accepting applications for the purchase of apartments and mortgages.
OJSC "South Ural Housing Construction and Mortgage Corporation" (OJSC "YuU KZhSI") universal financial and construction holding. OJSC "YuU KZhSI" was created in 2002 by the decision of the Governor and the Government of the Chelyabinsk region with the aim of developing the mortgage lending system in the region.
Initially, the Corporation acted exclusively as a regional operator of the Federal AHML; starting in 2007, OJSC "YuU KZhSI" entered the regional housing construction market as a developer. Currently, the Corporation's authorized capital exceeds 2.5 billion rubles. This is one of the largest authorized capitals of regional mortgage operators in Russia. Today, OJSC "YuU KZhSI" occupies a leading position in the mortgage and construction markets of the region, providing modern and high-quality financial services and implementing programs to provide affordable and comfortable housing to the population of the region.
The activities of OJSC "YuU KZhSI" in housing construction as a general contractor, customer-developer and investor are carried out in the middle price segment and in the economy class segment. This reflects the social orientation of the Corporation and its contribution to the implementation of the program to provide affordable and comfortable housing to the population of Russia. In addition, these price segments are massive and a significant share of the consumer demand of residents of the Chelyabinsk region is currently concentrated in them.
The average cost of housing sold by YuU KZhSI OJSC is on average 25% lower than the market average for the Chelyabinsk region. (Source of data on the average cost of housing on the primary market - www.irn.ru)
During the work of the Company, 16 banks, 24 insurance companies, more than 50 appraisal organizations and more than 300 real estate firms were involved in the Federal Mortgage Lending System.
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Areas of activity of OJSC "YuU KZhSI" |
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Financial activities |
Investment activities |
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Issuance of mortgage loans
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Support of mortgages issued by OJSC AHML and partner banks in the Chelyabinsk region | Construction of multi-apartment residential buildings | Low-rise construction (cottage communities, town houses) |
Financial activities
"YU KZhSI" is a regional operator for residential mortgage lending and refinances mortgage loans issued by commercial banks in the Chelyabinsk region, with subsequent refinancing of pools of mortgages in OJSC "AHML".
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OJSC "YuU KZhSI" together with OJSC "AHML" |
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Mortgage lending programs that stimulate demand for economy-class housing |
Program for restructuring overdue mortgage loans | Program "Standard Mortgage" |
Incentive programs for economy class housing developers "STIMUL" |
Mortgage lending programs for certain categories of citizens |
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"New building" program |
program "Low-rise housing" |
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"Military Mortgage" program |
Maternity Capital program |
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- “New Building” program - a mortgage lending program for the purchase of housing in newly constructed/constructed apartment buildings;
- the “Low-Rise Housing” program is a mortgage lending program for the acquisition or construction of residential buildings in the territories of organized complex low-rise development;
- the “Military Mortgage” program is a special loan product for military personnel, which allows you to significantly increase the size of the loan compared to the standard program, without attracting the serviceman’s own funds; credit product “Maternity Capital” - allows you to use maternal (family) capital funds for mortgage loan payments;
- “Standard Mortgage” program - loans in rubles are provided for the purchase of apartments and houses in the primary and secondary markets, including for the purchase of housing, the investor or customer-developer of which is YuU KZhSI;
- “Stimulus” program - the corporation acts as a guarantor for the sale of projects financed within the framework of programs from AHML funds;
Own mortgage lending programs of JSC YuU KZhSI - “Revolution in Mortgage”, “New Building +”, “Standard Mortgage +”.
The programs are aimed at actively stimulating demand for housing built with the participation of OJSC "YuU KZhSI" by providing soft conditions for mortgage lending to the population:
- rate from 0.1% in rubles - mortgage up to 3 years, rate from 8% to 12% per annum - mortgage up to 30 years;
- down payment from 0%;
- free-form income certificate and personal income tax certificate 2.
Investment and construction activities
Since 2007, OJSC "YuU KZhSI" has implemented projects for the construction of apartment buildings in the municipalities of the Chelyabinsk region: Chelyabinsk, Troitsk, Chebarkul, Yemanzhelinsk, Korkino, Uvelsky village, Pervomaisky village, Yuzhnouralsk, Miass, Magnitogorsk, Zlatoust, Kyshtym, Satka, Bakal, Katav-Ivanovsk. Currently, the most significant and large projects are:- Integrated development of the Krasnopolskaya site;
- Construction of the 1st stage of a residential complex on the street. 1st Eltonskaya, Chelyabinsk construction of five 10-story buildings with a total living area of 28,356.75 sq.m.;
- Low-rise construction projects:
- village "Lebyazhye" on the shore of the lake. Kundravinskoye, Chebarkul district - 90 individual residential buildings (15 one-story with a design area of 100 m2 and 75 two-story with a design area of 150 m2) with a total design area of 12,750 m2;
- village "Zhavoronki" on the shore of the lake. Argazi, Argayash district - 84 individual residential buildings, with a total design area of 13,031 m2;
- village "Roshchino-2", Yuzhnouralsk - 87 individual residential buildings with a total area of 12,661.4 m2.
Prospects for the development of investment and construction activities
Prospects for the construction of multi-apartment residential buildings
- Construction of microdistricts No. 52, 53, 56 with a total area of 35.42 hectares in residential area No. 12, Krasnopolskaya site-1., Chelyabinsk. Residential area 360 thousand m2, commercial area 40 thousand m2.
- Construction of a complex of residential buildings in Magnitogorsk, st. Embankment. The area of the building site is 32,615.12 m2. The area of the apartments is at least 30 thousand m2. The facility has a favorable location in the city center and a significant building area, allowing for the implementation of various design solutions and the composition of residential buildings.
- Construction of residential buildings in Chebarkul, in the 3rd microdistrict. The area of the building site is 148,033 m2. On this site there is an opportunity to build a significant number of residential buildings, as well as all the necessary social, trade and office infrastructure.
- Construction of a 7-entry, 10-story residential building in Kopeysk. The area of the building site is 9215.0 m2, the total area of apartments is 15628.1 m2, the living area is 8490.2, the estimated number of apartments is 188. The property has a favorable location in the city center.
Prospects for the construction of low-rise villages
- Construction of a low-rise village "Bely Khutor", located in the Sosnovsky municipal district, on the shore of the Shershnevsky reservoir, the main reservoir of Chelyabinsk. The area of the building site is 587,412.79 m2. Number of houses 433. Total area 64,950 m2. Specifications for electricity and gas supply were received, networks were designed and a positive conclusion was received from the State Expertise.
- Construction of the low-rise village "Shigaevo", located in the Sosnovsky municipal district. Entrance to Chelyabinsk from the North-West region. The village is located on the banks of the river. Miass. The area of the building site is 460,007 m2. Number of houses 261. Total area 30,536 m2.
- Construction of the village "Yuzhny" is located in the Chebarkul municipal district, near Chebarkul and the M-5 federal highway. The area of the building site is 78,671 m2. The number of houses is at least 71. The total living area is 8300 m2.
Issue and placement of mortgage bonds, jointly with OJSC AHML, in order to refinance the portfolio of mortgage loans of YuU KZhSI through market instruments
Construction of apartment buildings in order to form a rental housing market, with the subsequent issue and placement of infrastructure bonds secured by a flow of rental payments
JSC "South Ural Housing Construction and Mortgage Corporation" (JSC "YU KZhSI")- a universal financial and construction holding. JSC "YuU KZhSI" was created in 2002 by the decision of the Governor and the Government of the Chelyabinsk region with the aim of developing the mortgage lending system in the region.
Initially, the Corporation acted exclusively as a regional operator of the Federal AHML; starting in 2007, JSC "YuU KZhSI" entered the regional housing construction market as a developer. Currently, the Corporation's authorized capital exceeds 2.5 billion rubles. This is one of the largest authorized capitals of regional mortgage operators in Russia. Today, JSC "YuU KZhSI" occupies a leading position in the mortgage and construction markets of the region, providing modern and high-quality financial services and implementing programs to provide affordable and comfortable housing to the population of the region.
The activities of JSC "YuU KZhSI" in housing construction as a general contractor, customer-developer and investor are carried out in the middle price segment and in the economy class segment. This reflects the social orientation of the Corporation and its contribution to the implementation of the program to provide affordable and comfortable housing to the population of Russia. In addition, these price segments are massive and a significant share of the consumer demand of residents of the Chelyabinsk region is currently concentrated in them.
Financial and economic activities
The subject of the financial and economic activities of YuU KZhSI is the development of the housing mortgage lending system in the Chelyabinsk region, the acquisition and implementation of rights of claim under obligations secured by a mortgage, investment in housing construction, the formation of the mortgage loan market and the securities market, the obligations for which are secured by a mortgage, performing the functions of a customer -developer, general contractor in construction, construction of buildings and structures of I and II levels of responsibility in accordance with state standards.
Construction activities
Since 2007, JSC "YuU KZhSI" has implemented projects for the construction of apartment buildings in the municipalities of the Chelyabinsk region: Chelyabinsk, Troitsk, Chebarkul, Yemanzhelinsk, Korkino, Uvelsky village, Pervomaisky village, Yuzhnouralsk, Miass, Magnitogorsk, Zlatoust, Kyshtym, Satka, Bakal, Katav-Ivanovsk, Kopeisk. Among the low-rise construction projects, residential buildings are being implemented in the Lebyazhye village on the shore of the lake. Kundravinskoye in the Chebarkul district and in the village of Roshchino-2 in Yuzhnouralsk.
